Business Insurance

Your company or business might sometimes face some sort of damages or risks, thus as a company owner, you must be aware of such damages. Therefore, you can get the safety of your business by choosing insurance, whose main function is to protect your company or business from such risk factors. Insurance helps you to get protection against your business, for your financial assets, as well as for physical property, such as:

• Lawsuits
• Property damage
• Theft
• Vandalism
• Loss of income
• Employee injuries and illnesses

Therefore, you can get different kinds of business insurance for different purposes, which include:

• Commercial Liability
• Commercial property
• Commercial auto
• Workers’ compensation

Different kinds of Insurance Policies for your business

However, if you don’t know that basically What does insurance cover for your business? We’re here to help you with this perspective.... Read More

Living in the land of opportunity (and sometimes outrageous medical bills) can be a wild ride.

That's where Student Insurance Management (SIM) comes in, acting as your personal health shield for your academic journey across the USA. But hold on a sec, how do you actually get this magical insurance and avoid a financial meltdown if, well, you have a meltdown (hopefully not literally)? Don't you sweat it, this guide will be your partner-in-crime (in a good way!) and walk you through snagging SIM insurance.

SIM Insurance: Explained (No Brainiac Required!)

Imagine a pre-loaded health piggy bank, but way cooler (because you don't have to constantly feed it money!). It's a group health insurance plan offered by some universities in the USA specifically for international students.

Is My School Offering This Sweet Deal?

The first step is to check with your university's international student office or health center. They'll be able to tell you if they offer SIM insurance and, if so, what the specific details are. Think of them as your personal Sherlocks of Student Insurance!

How Do I Sign Up for This Cov... Read More

Demystifying Legal Representatives

Ever heard of a legal representative? Some call them 'agents.' It's basically someone trusted with the power to act on behalf of another, often referred to as the 'principal.' Picture this authority as a superpower granted through a power of attorney document. If the principal hits a point where decisions become a challenge, a court might step in to appoint someone.

Now, here's the thing – being a legal representative doesn't demand a law degree. It could be your cousin, your buddy, or anyone the principal gives the nod. And get this, you can even have multiple reps at the same time. Just make sure they agree on decisions, whether by majority vote or unanimous cheer.

Meet Your Legal Go-To Person

So, what's the deal with legal representatives? These are the unsung heroes legally authorized to dive into the nitty-gritty of someone else's legal and business affairs. The person handing over this power? That's the 'principal,' and the rep? Well, you can call them the 'agent.'

Usually, they get the gig through a cool document known as a power of attorney (POA). This magical ... Read More